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BUYERS
Know your budget:

Gather information on the true cost of home ownership - taxes, insurance, closing costs, and upkeep.

Decide where you want to live, get to know the neighborhoods. Talk to your potential neighbors and visit the area during different times of the day.

Decide what style or kind of house would work best for you. Will you be more comfortable in a colonial 2 story, ranch one floor living or a condominium? What are the important elements in a home - a big back yard, a large kitchen and dining area for entertaining, a garage? Keep a list and make sure your Real Estate professional knows what you want!

If your search includes new homes, choose a reputable builder and make sure you have in writing the cost of the 'base house' plus an itemized list of any upgrades. Know that a new house may cost a bit more than one that is pre-existing.

Pre-approval is based on the documentation and verified information you supply concerning your income, employment and cash flow. A pre-approval letter from you mortgage broker is a sign to the seller that you are serious and credit worthy.

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Buying or selling a home can be exciting and nerve wracking.

The key to a successful and smooth transaction:

Preparation
Planning
Information

Buyers and Sellers should not feel pressured to make decisions. Take the time to become well informed.

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